the liquidity intelligence hub

cash never sleeps.
neither do we.

ai-powered liquidity intelligence — policy governance, allocation, and execution across every bank, asset & jurisdiction.

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€4.82mdead cash recovered
98.6%policy compliance
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cash never

sleeps.

neither do we.

ai-powered liquidity intelligence — policy governance, allocation, and execution across every bank, asset & jurisdiction.

€4.82m

average dead cash recovered

98.6%

policy compliance rate

<2min

settlement via digital rails

€4.82maverage dead cash recovered per client
98.6%policy compliance, all clients
100%audit match rate, 30-day window
<2minsettlement via digital rails

the platform

your liquidity,
always awake.

one platform to unify every cash position, automate every allocation decision, and prove every action — across every bank, asset, and jurisdiction.

mobile

command
center

full treasury intelligence in your pocket — dead cash audit, ai proposals, and policy governance on the go.

  • dead cash audit
  • allocation overview
  • ai proposals
  • real-time alerts
  • policy compliance
mobile app

web dashboard

command
center

full-spectrum treasury intelligence — allocation ladder, scenario lab, and ai-powered recommendations in one view.

  • allocation ladder
  • scenario lab
  • ai proposes
  • multi-entity view
  • policy governance
SwiftMotion command center dashboard on an iPad

digital rails

digital
liquidity

settle in minutes via on-chain rails — whitelisted wallets, approved protocols, and canton vault execution.

  • whitelisted wallets
  • approved protocols
  • canton vault
  • on-chain settlement
  • tradfi reconciliation
digital rails

core capabilities

dead cash audit

surface idle cash across all entities and banks. identify recoverable liquidity with short, medium, and long-term cash flow projections.

intelligence

allocation engine

smart allocation across banks, mmfs, bonds, private markets, and digital assets. yield-optimised and risk-guardrailed.

orchestration

policy engine

define treasury policy rules, risk guardrails, and multi-tier approval workflows. every action is compliant before it executes.

governance

tradfi & digital rails

execute via swift, rtgs, and partner banks — or settle on-chain via fireblocks and digital liquidity venues in minutes, not days.

execution

audit vault

immutable audit trail for every decision. tradfi and on-chain reconciled. export board-ready packs in one click.

compliance

ai engine & insights

forecasting, anomaly detection, and scenario modelling. ai trained on treasury-specific data signals to surface what matters.

intelligence

platform architecture

intelligence & policy layer

ai engine, policy governance, allocation orchestration, and execution — unified in one platform.

SwiftMotion platform architecture — intelligence, policy, allocation, and execution layers

in the field

every decision,
provable.

treasury teams at cfo, treasurer, analyst, and approver level — all working from one source of truth. immutable. tradfi + on-chain reconciled. 100% match rate.

SwiftMotion board reports dashboard on a laptop

1. dead cash syndrome diagnosis

€5.3M
is asleep.

swiftmotion's proprietary diagnostic engine measures how much value an organization loses by keeping excess cash dormant. it evaluates inflation erosion, fx exposure, and missed yield — giving cfos a clear economic case for treasury transformation.

for a €50m company in the us or eu, anything above €4m in cash is dead weight. at €9.3m total liquidity, €5.3m is dead — inflation alone erodes €106k annually, excluding fx and missed yield.

$1,000,000
initial idle
balance
-$150,000
inflation
erosion
-$45,000
unmanaged
fx exposure
-$120,000
missed yield
opportunities
$685,000
real purchasing
power

3-year horizon · compounding, unmanaged strategic cost

2. allocation ladder

idle liquidity
structured.

a risk-tiered treasury framework that automatically aligns liquidity with business objectives, investment horizons, and risk appetite. every sleeve serves a purpose.

🏦
operating
immediate liquidity · business continuity
0–12 mo
📈
tactical
working capital · short-term yield
1–6 mo
🏛️
strategic
preservation · growth initiatives
6–36 mo
💎
digital
stablecoins · tokenized assets · defi yield
6–24 mo
🔒
privacy
confidential · institutionally protected
variable

3. audit vault

every decision,
provable.

a cryptographically secured ledger that records every recommendation, validation, approval, and execution. complete chain of custody. audit-ready at all times.

ai recommendation generated
13.08.21 CET
policy engine validated
13.08.27 CET
cfo approval recorded
13.08.45 CET
execution routed to ibkr
13.08.52 CET
settlement confirmed
13.09.31 CET

4. anatomy of a recommendation

ai → policy → human → execution

step 01
ai detects
continuously monitors liquidity positions, market conditions, and treasury policies to identify opportunities and model yield enhancement scenarios.
step 02
policy validates
every recommendation is automatically checked against treasury policy, risk limits, investment mandates, and compliance requirements.
step 03
cfo approves
human oversight remains central. the cfo or authorized treasury executive reviews the recommendation, approves the action, and generates decision memos.
step 04
api routes
swiftmotion securely routes execution instructions to licensed custodians, brokers, banks, or trading partners through apis. non-custodial throughout.

ai proposes → policy governs → human approves → partners execute

5. trillion-dollar market convergence

where three revolutions
meet.

stablecoin adoption
$0B+
market cap
$0T
monthly institutional volume
creating a new global settlement infrastructure.
tokenized real-world assets
$0T
projected market by 2030
transforming ownership, liquidity, and capital formation across all asset classes.
treasury management systems
$0B
growing to $18.3B by 2035
driven by digitization, automation, and ai-enabled decision support.
swiftmotion's position
the ai-native liquidity intelligence layer at the intersection of these three revolutions — enabling corporate cash to flow seamlessly across tradfi, stablecoins, defi, and tokenized rails under a single, policy-governed brain.
source: swiftmotion research and analysis

6. target segments

who we serve.

🏢
founder-led mid-market
excess cash earning nothing while inflation and cross-border friction erode value. no treasury team, no strategy.
👑
hnwis & family offices
capital fragmented across banks, brokers, wallets, advisors — no single view, no consistent policy, no privacy.
🌍
regional holding companies
liquidity trapped across americas, ksa, uae, eu, singapore, hong kong with conflicting bank relationships.
⚡
digital-native firms
understand on-chain rails but lack institutional controls, policy frameworks, and audit-ready reconciliation.
🏦
private banks & wealth managers
need to retain deposits and defend client relationships without building full-stack treasury tech in-house.

7. intelligence architecture

non-custodial
control plane.

swiftmotion monetizes analytics, governance, and orchestration. licensed institutions manage custody, execution, and balance-sheet risk.

→
data ingestion
  • banks & brokers
  • erp platforms
  • market data
  • on-chain networks
→
ai & analytics
  • opportunity detection
  • yield optimization
  • scenario analysis
  • liquidity forecasting
→
policy engine
  • treasury policies
  • compliance rules
  • investment constraints
  • risk limits
→
workflow orchestration
  • approvals & memos
  • audit logging
  • exception management
  • partner routing
licensed partners
  • custodians
  • brokers & banks
  • trading venues
  • settlement providers

cash never
sleeps.

join treasury teams putting idle capital to work — with full policy control, real-time visibility, and audit-ready execution.

request a demoread whitepaper